Free White Glove Delivery120-Night Comfort Guarantee0% APR Financing
5 LA Showrooms(800) 218-3578
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120-Night Comfort Exchange Price Match Guarantee 0% APR Financing Available Free Local Delivery
Flexible Payment Options

Mattress Financing Options

Get the sleep you deserve without the wait. We offer 0% APR financing, flexible monthly payments, and fast approvals, online or in-store across Los Angeles.

Apply for FinancingShop MattressesFind a Store (800) 218-3578
0% Interest Options
Fast Approval
Apply Online or In-Store
LA Showrooms
Free Local Delivery

How Financing Works

Four simple steps to sleeping better tonight.

01

Choose Your Mattress

Browse our full selection online or try them in-store at any LA Mattress showroom. Find the perfect match for your comfort and budget.

Shop mattresses →
02

Apply for Financing

Apply online at checkout or in minutes in-store with our team. The application is quick and most decisions are instant.

03

Get Approved

Receive your financing decision fast. Our team will walk you through your available options, terms, and monthly payment.

04

Sleep Now, Pay Over Time

We schedule your delivery, often same-week, and you pay on your terms. White glove setup included on most orders.

Learn about delivery →

Financing Options Available

We work with trusted financing partners to bring you flexible options that fit your budget.

Most Popular

0% APR Promotional Financing

Pay zero interest when you pay your balance in full within the promotional period. Available on qualifying purchases for approved applicants.

  • No interest if paid within promo period
  • Flexible repayment terms
  • Available online & in-store
  • Fast application process
Apply Now

Monthly Payment Plans

Split your purchase into manageable monthly payments. Choose a plan that works with your budget and sleep better from day one.

  • Predictable monthly payments
  • Multiple term lengths available
  • Apply in minutes
  • Cover mattress + accessories
Apply Now

In-Store Financing Assistance

Our sleep consultants are trained to help you find the right financing for your situation. Come in and we will walk you through your options, no pressure.

  • Personal guidance from our team
  • Multiple lenders available
  • Help for varied credit profiles
  • Same-day decisions
Find a Store

Ready to Apply?

Start your application in minutes. No paperwork, no hassle, just answer a few quick questions and we will find the best financing option for you.

Shop & Apply OnlineApply In-Store

Questions? Call us at (800) 218-3578, we are happy to help.

Secure Application
Instant Decision
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In-Store Support

Why Finance with LA Mattress?

We have been helping Los Angeles sleep better since 2010. Financing with us means more than just a payment plan.

Premium Brands at Flexible Prices

Finance top brands like Tempur-Pedic, Beautyrest, Sealy, and Diamond without paying everything upfront.

Browse all brands →

Local LA Support

We are not a warehouse or a website. We are a real Los Angeles mattress retailer with showrooms you can walk into.

Find your nearest store →

Free White Glove Delivery

Every financed purchase includes free local delivery. We bring it to your bedroom, set it up, and haul away the old one.

Delivery details →

120-Night Comfort Exchange

Even when financing, your 120-night comfort exchange is fully intact. Sleep on it, if it is not right, we will help you find one that is.

Read our exchange policy →

Price Match Guarantee

Find the same mattress for less at an authorized local competitor and we will match it, no games, no fine print.

Finance the Full Setup

One financing application covers your mattress, adjustable base, bed frame, and accessories. Complete your bedroom in one transaction.

Shop adjustable bases →

Financing FAQ

Common questions about our mattress financing options.

Prefer to Apply In Person?

Visit any of our Los Angeles showrooms and our sleep consultants will walk you through available financing options, no pressure, no rush. Try the mattresses, ask every question, and leave with a plan that works for you.

Find a Store Near You Call (800) 218-3578
Serving LA Since 2010
Multiple Showroom Locations
Expert Sleep Consultants
No-Pressure Environment

Start Sleeping Better, On Your Terms

You deserve a great mattress. Do not let budget get in the way. Apply for financing today and we will have you sleeping on your perfect mattress faster than you think.

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Looking for mattress inspiration? Take our Mattress Quiz or browse our Sleep Guide.